If you live in Washington and received an unexpected text message promoting Cash App, you may be eligible for a payout thanks to the $147 Cash App Settlement. A class action lawsuit accused Cash App’s parent company, Block Inc., of sending unwanted referral messages to users without consent. These messages, often sent through the “Invite Friends” feature, allegedly violated state privacy laws.
Now, as part of the $147 Cash App Settlement, a $12.5 million fund has been established to compensate affected users. This case is more than just about money. It reflects growing concerns about digital privacy and the legal responsibility of tech companies to protect user data and communication preferences. Let us dive deeper into who qualifies and how to claim your payment.
$147 Cash App Settlement: What You Need to Know
The $147 Cash App Settlement is the result of a lawsuit filed under Washington’s Consumer Protection Act and Consumer Electronic Mail Act. The case alleges that Block Inc. allowed promotional messages to be sent to people who never signed up for them or gave permission. These messages were part of a referral program, where Cash App users could earn rewards by inviting friends. However, the issue arose when the app pulled contact lists and automatically sent referral texts without clear opt-in consent from the recipients.
If you had a Washington mobile number and received such messages between November 14, 2019, and August 7, 2025, you may be eligible for a payout between 88 and 147 dollars. Payments will be made by check, PayPal, Venmo, or eBay deposit. The exact amount depends on how many valid claims are filed and will be distributed after the court gives final approval later this year.
Overview Table
| Details | Information |
| Total Settlement Fund | 12.5 million dollars |
| Estimated Individual Payment | 88 to 147 dollars |
| Eligibility Period | November 14, 2019 to August 7, 2025 |
| Geographic Eligibility | Washington state mobile numbers |
| Payment Methods | Check, PayPal, Venmo, eBay deposit |
| Proof Required | Not mandatory, but helpful if available |
| Claim Filing Deadline | October 27, 2025 |
| Final Court Hearing Date | December 2, 2025 |
| Notification Methods | Email, postal mail, digital advertising |
| Settlement Website | To be announced |
Block Inc. Settles Cash App Spam Text Lawsuit
This lawsuit was filed by Kimberly Bottoms and focused on Cash App’s referral system that allegedly sent automated messages to contacts without prior consent. These texts usually included promotional language, like “Use my code and get five dollars,” sent to people who never asked to be contacted. Since many of these messages were sent to Washington-based numbers, the case was brought under that state’s privacy and electronic messaging laws.
Block Inc., previously known as Square, did not admit guilt but agreed to settle the case to avoid lengthy legal battles. The court will now review and decide whether the settlement is fair during a hearing scheduled for December 2, 2025.
Settlement Payouts and Who Qualifies
The most important question for most people is whether they are eligible. To qualify for the $147 Cash App Settlement, you must meet the following criteria:
- You received one or more referral-based promotional texts from Cash App.
- The messages were sent between November 14, 2019, and August 7, 2025.
- You had a Washington mobile phone number during that period.
- You did not give clear consent to receive those messages.
You do not need to be a current or past Cash App user. The key requirement is receiving unsolicited referral texts while residing in Washington.
Who Can File a Claim?
If you fit the eligibility criteria, you can submit a claim for a portion of the settlement fund. Proof of the text messages, such as screenshots or phone records, is helpful but not required. Even if you no longer have the original messages, your phone number may still be verified against internal records.
Claims must be submitted through the official settlement website once it is live. The deadline for filing is October 27, 2025. People who do not file a claim will not receive payment and will give up their right to take legal action on the issue in the future.
How Are Payments Calculated?
The individual payout from the $147 Cash App Settlement depends on how many people file valid claims. The total fund of 12.5 million dollars will be used to pay all approved claimants, as well as cover legal fees and administrative expenses. If fewer people apply, each claimant will receive a larger share, possibly up to 147 dollars. If the response rate is high, the payment may be closer to the lower end of the estimated range, around 88 dollars.
This method of distribution ensures fairness and avoids overpayment or underpayment based on the number of eligible participants.
Claims Notification and Distribution Process
Claimants will be notified in several ways. These include:
- Emails sent directly to affected individuals.
- Physical letters mailed to Washington state residents.
- Online advertisements targeting people likely to have received referral messages.
These notifications will direct users to the official settlement website, which will provide complete instructions for submitting claims and selecting a preferred payment method. Once the claims are reviewed and approved, payments will be issued either electronically or by check.
How to File a Claim
The claims process is designed to be simple and accessible for everyone. Here is what you need to do:
- Visit the official Cash App settlement website once it is active.
- Enter your contact details and mobile number.
- Provide proof of the referral text if you have it (optional).
- Choose your payment method: check, PayPal, Venmo, or eBay.
- Submit your claim before the October 27, 2025 deadline.
You will receive a confirmation once your claim is submitted. Payments will begin after the court gives final approval and there are no pending appeals.
Frequently Asked Questions (FAQs)
What is the Cash App spam text lawsuit about?
It is a class action lawsuit alleging that Cash App sent unwanted referral texts to Washington residents without their permission, violating state privacy laws.
Who is eligible for the $147 Cash App Settlement?
Anyone who received unsolicited Cash App referral messages between November 14, 2019, and August 7, 2025, while using a Washington state mobile number.
How much money will I receive?
Payments will range from 88 to 147 dollars, depending on how many valid claims are submitted.
Do I need to provide proof to file a claim?
No. Proof is not required but can help validate your claim. Even without proof, your number may match internal records.
When will the payments be distributed?
Payments will be sent out after the final court approval, expected after December 2, 2025, assuming there are no delays or appeals.
Final Thoughts
The $147 Cash App Settlement is a powerful reminder that even digital referral programs must follow legal privacy standards. For Washington residents who were unknowingly caught up in Cash App’s promotional text campaign, this is a chance to receive compensation and push back against unwanted digital communication.
If you think you are eligible, do not miss your chance. Keep an eye out for your notification or regularly check for updates on the settlement website. Filing your claim takes just a few minutes and could put real money back in your pocket. Share this with friends or family in Washington who might qualify, and make sure your digital rights are respected.
