If you have ever used Cash App and unexpectedly received a referral text from someone, the Cash App Settlement 2025 might have your name on it. This surprising class action is making waves, especially for Washington residents who got these messages without ever agreeing to them.
The Cash App Settlement 2025 revolves around a $12.5 million agreement reached after users claimed they received unsolicited texts from Cash App’s referral program. The company did not admit fault, but to resolve the lawsuit, it has agreed to compensate users who were unknowingly pulled into the program. If that sounds like something that happened to you, you might be entitled to cash.
Cash App Settlement 2025: What You Need to Know
The Cash App Settlement 2025 is part of a class action lawsuit that impacts thousands of users in Washington State. If you received a referral text from Cash App between November 14, 2019, and August 7, 2025, without clearly agreeing to receive it, then this settlement applies to you. The case accused Cash App of violating privacy and consumer laws by encouraging users to send promotional texts to their contacts without proper consent.
What makes this settlement significant is that it focuses on protecting consumer privacy in the digital space. Text message marketing might seem harmless, but when done without consent, it can be invasive. This lawsuit was a big step toward holding companies accountable for how they use referral systems and your personal data. The settlement is currently moving through the legal process, and eligible users have until October 27, 2025, to file their claims.
Overview of Cash App Settlement 2025
| Detail | Information |
| Settlement Amount | $12.5 million |
| Eligibility Period | November 14, 2019 – August 7, 2025 |
| State Requirement | Must have lived in Washington at the time of receiving the message |
| Type of Message | Cash App referral program text |
| Consent Requirement | Must not have given clear and affirmative consent |
| Estimated Individual Payment | Between $88 and $147 |
| Final Hearing Date | December 2, 2025 |
| Last Date to File a Claim | October 27, 2025 |
| How to File | Online through BottomsTextSettlement.com |
| Contact Information | info@BottomsTextSettlement.com or 877-540-7545 |
What Was the Lawsuit About?
The class action lawsuit, titled Bottoms v. Block Inc., claimed that Cash App broke Washington State laws by sending unsolicited commercial messages. The texts were tied to the referral program, which encouraged users to invite friends by sending pre-filled promotional messages. However, many recipients said they never gave permission to receive these messages.
The lawsuit alleged that this violated two important Washington laws: the Commercial Electronic Mail Act and the Consumer Protection Act. Both laws require businesses to get clear and affirmative consent before sending out promotional texts or emails. In this case, Cash App did not ask the recipients for permission. The company agreed to pay $12.5 million to settle the matter, although it has denied any wrongdoing.
Who Is Eligible for the Settlement?
You are eligible for the Cash App Settlement 2025 if all the following apply:
- You lived in Washington State at the time you received the text
- You got a Cash App referral program message between November 14, 2019, and August 7, 2025
- You did not clearly and affirmatively agree to receive the message
- You are the owner or regular user of the phone number that received the message
- You are willing to provide that phone number and confirm the message details
This settlement is only for people who meet these exact criteria. If you are unsure whether you qualify, the best option is to visit the official settlement website and read the full FAQ section.
How Much Money Can You Receive?
The actual payment amount will depend on how many people file claims. The estimated range is between $88 and $147 per person, but this could go up or down based on the number of valid claims submitted. After legal and administrative costs are deducted from the $12.5 million total, the rest is split evenly among eligible claimants.
The fewer people who file, the higher each payout could be. But if many people submit claims, the final amount will be on the lower end. Either way, taking five minutes to check your eligibility could be worth close to $100 or more.
How to File a Claim
Filing your claim for the Cash App Settlement 2025 is simple. You do not need a lawyer, and there is no cost to submit your claim.
- Go to the official website: BottomsTextSettlement.com
- Fill out the online claim form with:
- Your name
- The phone number where you received the message
- A statement confirming your eligibility
- Your name
- Submit the form before October 27, 2025
It is important to be honest and accurate. Submitting false information is against the law and could affect others who are genuinely eligible.
Important Dates to Remember
Mark your calendar with these dates related to the Cash App Settlement 2025:
- Last day to file a claim: October 27, 2025
- Deadline to opt out or object: October 27, 2025
- Final court hearing: December 2, 2025
These deadlines are final. Missing them means you will not be part of the settlement or receive any payment.
Key Points to Know
- Settlement covers Washington residents who got unwanted referral texts from Cash App
- Claim deadline is October 27, 2025
- Estimated payout is between $88 and $147 per person
- You must provide the phone number where the message was received
- The message must have come from Cash App’s referral system
FAQs
Anyone who received a Cash App referral text in Washington State between November 14, 2019, and August 7, 2025, without giving prior consent.
You need to provide the phone number that received the message and confirm that you were the regular user of the number. Proof like a screenshot is not required but being honest is essential.
Visit the official website and fill out the claim form with your phone number and eligibility details before October 27, 2025.
No, filing is free and safe if you are eligible. Just be truthful when submitting your information.
Payments will be made after the final approval hearing on December 2, 2025, and once all valid claims are reviewed.
Final Thought
The Cash App Settlement 2025 is a reminder that companies must respect user privacy and obtain clear consent before sending marketing messages. If you think you are eligible, do not miss out on your opportunity to claim your part of the settlement. It only takes a few minutes to file, and you could walk away with close to $100 or more.
Have you received a referral message from Cash App in the past few years? You might be owed money. Check your messages, visit the settlement website, and see if your phone number qualifies. Share this with friends or family who may also be eligible and make sure no one misses out.
